In my first few weeks of blogging, I’ve discovered a lot of other great personal finance blogs. With so much quality content out there, it’s hard to find the time to sort through it all. I thought it’d be a good idea to highlight some of the posts that I’ve enjoyed from the past few weeks. I’m mainly focusing on content that’s relevant to college students, recent grads, and twenty-somethings, because that means it’s relevant to me too. I’m hoping that my readers find these articles useful too.
- Cash Money Life is encouraging people to share their 2008 financial resolution for a chance to win an iPod Nano. The only catch is that it has to follow the SMART criteria, which I discuss in my post about setting goals. In fact, I’m thinking about refining my goal and entering the contest myself.
- Single Guy Money describes what it feels like since he paid off his credit card debt. I hope to feel the same way when I finish paying off my student loans.
- A guest writer at Moolanomy talks about what his school didn’t teach him about credit cards. This should be required reading for every college student before using their first credit card.
- Raymond at Money Blue Book explains why he’s in no rush to pay off his student loans. Maybe I shouldn’t be in a rush either.
- Grad Money Matters discusses gifts to avoid this holiday season. Don’t worry, you still have time to return the pet orangutan you got for your sister.
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You should enter the giveaway. It’s a lot of fun, and there will be a Carnival of Financial Goals going live next Wednesday. There is already a lot of excitement building about the CoFG, and I hope you decide to enter!
Thanks for mentioning the giveaway!
What student loan interest rate did you consolidate at?
I consolidated my student loans at 3%.
Have you taken advantage of all timely payment discounts? You can reduce your rate by up to 1% if you took advantage of all incentives.
We’re in the same boat…drag your payments out for as long as possible and earn some free interest at an APY rate higher than 4-5%!
Thanks for the mention!
Thanks for the tip, Money Blue Book. It looks like I can get my interest rate reduced 0.25% by setting up automatic payments, and then after 48 consecutive on-time monthly payments, another 0.50% will get knocked off the interest rate.
Thank you for including me in the first round up. Heck, you are doing better than me when I was at your stage.