6. Will I continue to earn interest at the same rate?
JPMorgan Chase accepted Washington Mutual’s interest bearing accounts including CD’s at the contract rate; therefore, they are not waiving early withdrawal penalties.

It looks like we’ll be getting the same rates in our online savings accounts for now. This also means we can still take advantage of the 5% online CD rate, since Chase is honoring those as well.

However, things may change as the merger gradually moves along. Based on the info from the welcome page for former WaMu customers, it doesn’t sound like we’ll be seeing much change very soon:

As our systems merge, you’ll be able to use any of the Chase branches nationwide. This won’t take place this year, and we’ll let you know well in advance of any changes.

The important thing to note is that Chase will let us know in advance about the changes, so you won’t just wake up one day with all of your savings transferred over into your checking account.

Great article. Here’s an article that gives a peek as to what some other WaMu customers are going through: http://www.thestranger.com/seattle/Content?oid=677626&c=hp