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	<title>Comments on: Tip 5: Create a Budget</title>
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	<description>Paying back $22,000 in student loans by making money online</description>
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		<title>By: Is the iPhone 3G Worth It? &#8212; Broke Grad Student</title>
		<link>http://www.brokegradstudent.com/create-a-budget/comment-page-1/#comment-1161</link>
		<dc:creator>Is the iPhone 3G Worth It? &#8212; Broke Grad Student</dc:creator>
		<pubDate>Tue, 08 Jul 2008 11:05:00 +0000</pubDate>
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		<description>[...] Once you throw in the great features like the multi-touch interface, maps with GPS, and the fact that you only have to carry around one device, and my final decision is clear. I think that the iPhone 3G is definitely worth the price with one major caveat — if, and only if, it fits within your budget. [...]</description>
		<content:encoded><![CDATA[<p>[...] Once you throw in the great features like the multi-touch interface, maps with GPS, and the fact that you only have to carry around one device, and my final decision is clear. I think that the iPhone 3G is definitely worth the price with one major caveat — if, and only if, it fits within your budget. [...]</p>
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		<title>By: Mint: The easiest way for college students to manage their money &#8212; Broke Grad Student</title>
		<link>http://www.brokegradstudent.com/create-a-budget/comment-page-1/#comment-47</link>
		<dc:creator>Mint: The easiest way for college students to manage their money &#8212; Broke Grad Student</dc:creator>
		<pubDate>Wed, 28 Nov 2007 15:04:41 +0000</pubDate>
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		<description>[...] I mentioned before, the only way to improve your spending habits is to figure out how much you&#8217;re spending. To track my expenses, I use a program like Quicken or Money, because most banks and credit cards [...]</description>
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