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	<title>Broke Grad Student &#187; ideas</title>
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	<link>http://www.brokegradstudent.com</link>
	<description>Paying back $22,000 in student loans by making money online</description>
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		<title>Best White Elephant Gift Ever</title>
		<link>http://www.brokegradstudent.com/best-white-elephant-gift-ever/</link>
		<comments>http://www.brokegradstudent.com/best-white-elephant-gift-ever/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 13:00:30 +0000</pubDate>
		<dc:creator>Broke Grad</dc:creator>
				<category><![CDATA[humor]]></category>
		<category><![CDATA[ideas]]></category>

		<guid isPermaLink="false">http://www.brokegradstudent.com/?p=4421</guid>
		<description><![CDATA[One of the things I look forward to every year during the holidays is the white elephant gift exchange. Anyone who has participated in one knows that picking a good white elephant gift is half of the challenge. If the gift is too nice, then it gets stolen and frozen right away. If the gift [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>One of the things I look forward to every year during the holidays is the white elephant gift exchange. Anyone who has participated in one knows that picking a good white elephant gift is half of the challenge. If the gift is too nice, then it gets stolen and frozen right away. If the gift is too bad, it never gets stolen and forces the unlucky recipient to sit and watch while every one else has fun.</p>
<p>So what makes a good white elephant gift?</p>
<p><strong>It has to be impractical.</strong> A reaction like, &#8220;Hey, a stapler! I&#8217;ve actually been meaning to get a new one.&#8221; does not make for an entertaining white elephant gift exchange. A white elephant gift should be something that you would never use in everyday life.</p>
<p><strong>It has to be weird.</strong> Thinking outside of the box is the key to a good white elephant gift. If the first reaction when the person opens your gift is, &#8220;What the ****???&#8221;, then you&#8217;ve succeeded. On the other hand, make sure your gift isn&#8217;t so weird that it becomes offensive. Of course, this depends entirely on how easily your friends, family, and/or coworkers are offended.</p>
<p><strong>It has to be funny.</strong> Chances are if your gift meets the previous two criteria, then it meets this criterion too. The best way to know is pretty simple. Did you laugh when you first saw this gift? </p>
<p>This past year I ended up with one of the best white elephant gifts I&#8217;ve ever seen. I&#8217;m now the proud owner of the not quite New York Times best seller, <a href="http://www.amazon.com/gp/product/1594745250/ref=as_li_qf_sp_asin_tl?ie=UTF8&#038;tag=brokegradstudent-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=1594745250">Crafting with Cat Hair: Cute Handicrafts to Make with Your Cat</a><img src="http://www.assoc-amazon.com/e/ir?t=brokegradstudent-20&#038;l=as2&#038;o=1&#038;a=1594745250" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" />.</p>
<p style="text-align: center"><a href="http://www.amazon.com/gp/product/1594745250/ref=as_li_tf_il?ie=UTF8&#038;tag=brokegradstudent-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=1594745250"><img border="0" src="http://ws.assoc-amazon.com/widgets/q?_encoding=UTF8&#038;Format=_SL160_&#038;ASIN=1594745250&#038;MarketPlace=US&#038;ID=AsinImage&#038;WS=1&#038;tag=brokegradstudent-20&#038;ServiceVersion=20070822" ></a><img src="http://www.assoc-amazon.com/e/ir?t=brokegradstudent-20&#038;l=as2&#038;o=1&#038;a=1594745250" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /></p>
<p>You&#8217;re probably thinking, &#8220;What the ****???&#8221;, and the answer is, &#8220;Yes, it&#8217;s for real.&#8221; This book actually shows you how to make stuff out of your own cat&#8217;s hair.</p>
<p>Oh, and if you&#8217;re not a cat person, don&#8217;t worry. There&#8217;s always the other modern day classic, <a href="http://www.amazon.com/gp/product/0312152906/ref=as_li_qf_sp_asin_tl?ie=UTF8&#038;tag=brokegradstudent-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=0312152906">Knitting With Dog Hair: Better A Sweater From A Dog You Know and Love Than From  A Sheep You&#8217;ll Never Meet</a><img src="http://www.assoc-amazon.com/e/ir?t=brokegradstudent-20&#038;l=as2&#038;o=1&#038;a=0312152906" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" />.</p>
<p style="text-align: center"><a href="http://www.amazon.com/gp/product/0312152906/ref=as_li_tf_il?ie=UTF8&#038;tag=brokegradstudent-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=0312152906"><img border="0" src="http://ws.assoc-amazon.com/widgets/q?_encoding=UTF8&#038;Format=_SL160_&#038;ASIN=0312152906&#038;MarketPlace=US&#038;ID=AsinImage&#038;WS=1&#038;tag=brokegradstudent-20&#038;ServiceVersion=20070822" ></a><img src="http://www.assoc-amazon.com/e/ir?t=brokegradstudent-20&#038;l=as2&#038;o=1&#038;a=0312152906" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /></p>
<p>What&#8217;s the best white elephant gift you&#8217;ve ever given or received?</p>
]]></content:encoded>
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		<title>25 Tips, Ideas, Resources for Frugal Holiday Gifts and Decorations</title>
		<link>http://www.brokegradstudent.com/25-tips-ideas-resources-for-frugal-holiday-gifts-and-decorations/</link>
		<comments>http://www.brokegradstudent.com/25-tips-ideas-resources-for-frugal-holiday-gifts-and-decorations/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 12:00:23 +0000</pubDate>
		<dc:creator>Broke Grad</dc:creator>
				<category><![CDATA[college finance]]></category>
		<category><![CDATA[frugal]]></category>
		<category><![CDATA[ideas]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[holidays]]></category>

		<guid isPermaLink="false">http://www.brokegradstudent.com/?p=2850</guid>
		<description><![CDATA[Most of us are looking to spend a little less on Christmas this year, but we still want to give great gifts and throw great parties. It&#8217;s tough to do this when you&#8217;re on a tight budget, but fortunately, tons of bloggers have been sharing their frugal holiday gift ideas and frugal decoration tips. I&#8217;ve [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Most of us are looking to spend a little less on Christmas this year, but we still want to give great gifts and throw great parties. It&#8217;s tough to do this when you&#8217;re on a tight budget, but fortunately, tons of bloggers have been sharing their frugal holiday gift ideas and frugal decoration tips. I&#8217;ve conveniently gathered 25 great tips, ideas, and resources for frugal holiday gifts and decorations to help you save some money this holiday season.</p>
<ol>
<li><a href="http://www.bargaineering.com/articles/100-money-saving-tips-for-the-holiday-gifting-bonanza.html">100 Money Saving Tips for the Holiday Gifting Bonanza</a> at Blueprint for Financial Prosperity</li>
<li><a href="http://www.moolanomy.com/946/9-smart-holiday-shopping-tips/">9 Smart Holiday Shopping Tips</a> at Moolanomy</li>
<li><a href="http://www.squawkfox.com/2008/11/30/holiday-gifts-10-frugal-and-homemade-gift-ideas/">10 Frugal and Homemade Gift Ideas</a> at Squawkfox</li>
<li><a href="http://www.thedigeratilife.com/blog/index.php/2008/11/18/last-minute-gift-ideas-shopping-tips-holiday-procrastinators/">Last Minute Gift Ideas and Shopping Tips For Holiday Procrastinators</a> at The Digerati Life</li>
<li><a href="http://mfaorbust.blogspot.com/2008/12/diy-gifting-public-domain-art.html">DIY Gifting: Public Domain Art</a> at MFA or Bust</li>
<li><a href="http://www.squawkfox.com/2008/12/02/holiday-gifts-8-homemade-gifts-in-a-jar-with-free-printable-gift-tags/">8 Homemade Gifts in a Jar</a> at Squawkfox</li>
<li><a href="http://www.thiswriterswallet.com/2008/12/10/holiday-gifts-thoughtful-is-expensive/">Holiday Gifts: Thoughtful is > Expensive</a> at This Writer&#8217;s Wallet</li>
<li><a href="http://frugalscholar.blogspot.com/2008/11/frugal-holiday-giftsteen-edition.html">Frugal Holiday Gifts &#8211; Teen Edition</a> at Frugal Scholar</li>
<li><a href="http://cashmoneylife.com/2008/12/09/10-unique-gift-ideas-for-christmas/">10 Unique Gift Ideas for Christmas</a> at Cash Money Life</li>
<li><a href="http://www.getrichslowly.org/blog/2008/12/11/the-personal-finance-gift-guide-2008/">The Personal-Finance Gift Guide 2008</a> at Get Rich Slowly</li>
<li><a href="http://www.thriftyfun.com/tf29358296.tip.html">Homemade Gift Ideas</a> at ThriftyFun</li>
<li><a href="http://lifehacker.com/5103875/the-savvy-shoppers-guide-to-this-years-online-deal-finders">The Savvy Shopper&#8217;s Guide to This Year&#8217;s Online Deal Finders</a> at Lifehacker</li>
<li><a href="http://plonkee.com/2008/12/03/5-frugal-christmas-gifts-with-flaws/">5 Frugal Christmas Gifts With Flaws</a> at plonkee money</li>
<li><a href="http://allison-linnmsnbc.newsvine.com/_news/2008/11/20/2133617-what-are-your-tips-for-a-frugal-holiday-season">What are your tips for a frugal holiday season?</a> at Newsvine</li>
<li><a href="http://poorerthanyou.com/2008/12/10/expertise-the-gift-college-students-can-afford/">Expertise: The Gift College Students Can Afford</a> at Poorer Than You</li>
<li><a href="http://www.biblemoneymatters.com/2008/12/50-frugal-gifts-you-can-give-this-christmas.html">50 Frugal Gifts You Can Give This Christmas</a> at Bible Money Matters</li>
<li><a href="http://beingfrugal.net/2008/12/09/frugal-gift-ideas/">Frugal and Personal Gift Ideas</a> at beingfrugal.net</li>
<li><a href="http://moneyning.com/money-tips/32-sensible-tips-for-the-holiday-shopping-season/">32 Sensible Tips for the Holiday Shopping Season</a> at Money Ning</li>
<li><a href="http://frugaldad.com/2008/11/30/cyber-monday-frugal-gift-ideas/">Frugal Holiday Gift Ideas</a> at Frugal Dad</li>
<li><a href="http://www.crunchgear.com/2008/12/01/holiday-gift-idea-notebookengravercom-and-journalengravercom-for-custom-notebooks/">Holiday Gift Idea: Custom Notebooks</a> at CrunchGear</li>
<li><a href="http://www.geeksaresexy.net/2008/11/28/the-geek-guide-to-holiday-gift-giving/">The Geek Guide</a> at Geeks Are Sexy</li>
<li><a href="http://blogs.moneycentral.msn.com/smartspending/archive/2008/12/08/a-diy-christmas-34-great-gifts-you-can-make-yourself.aspx">DIY Christmas: 34 gifts you can make yourself</a> at MSN Smart Spending</li>
<li><a href="http://greasy.com/jjoohhnn/frugal_holiday_decorating.html">Frugal Holiday Decorating</a> at Men Are From Mars&#8230;</li>
<li><a href="http://www.lynnskitchenadventures.com/2008/12/frugal-holiday-centerpiece.html">Frugal Holiday Centerpiece</a> at Lynn&#8217;s Kitchen Adventures</li>
<li><a href="http://plonkee.com/2008/12/11/11-ways-to-decorate/">11 Ways To Decorate More Frugally</a> at plonkee money</li>
</ol>
]]></content:encoded>
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		<title>Top 20 Halloween Party Songs</title>
		<link>http://www.brokegradstudent.com/top-20-halloween-party-songs/</link>
		<comments>http://www.brokegradstudent.com/top-20-halloween-party-songs/#comments</comments>
		<pubDate>Fri, 31 Oct 2008 11:00:53 +0000</pubDate>
		<dc:creator>Broke Grad</dc:creator>
				<category><![CDATA[advice]]></category>
		<category><![CDATA[ideas]]></category>
		<category><![CDATA[Halloween]]></category>
		<category><![CDATA[music]]></category>

		<guid isPermaLink="false">http://www.brokegradstudent.com/?p=2190</guid>
		<description><![CDATA[BOO! Happy Halloween! Now give me some candy. While most college students grow out of trick-or-treating, they usually grow into something else &#8212; partying. Of course, it&#8217;s not a party without some tunes, and it&#8217;s not a Halloween party unless the tunes are scary, spooky, cheesy, sexy, weird, awesome, gruesome, or some combination of all [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>BOO! Happy Halloween! Now give me some candy.</p>
<p>While most college students grow out of trick-or-treating, they usually grow into something else &#8212; partying. Of course, it&#8217;s not a party without some tunes, and it&#8217;s not a Halloween party unless the tunes are scary, spooky, cheesy, sexy, weird, awesome, gruesome, or some combination of all of those words I just used. </p>
<p>Here are 20 songs to help you get into the Halloween spirit, or, if you&#8217;re hosting a party, some songs to throw onto your last-minute Halloween party playlist. Click play to hear clips of the songs as you read through the list.</p>
<p style="text-align: center;"><OBJECT classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://fpdownload.macromedia.com/get/flashplayer/current/swflash.cab" id="Player_20857cf6-a57b-491d-9840-6c31ab07ef8c"  WIDTH="336px" HEIGHT="280px"> <PARAM NAME="movie" VALUE="http://ws.amazon.com/widgets/q?ServiceVersion=20070822&#038;MarketPlace=US&#038;ID=V20070822%2FUS%2Fchickenut-20%2F8014%2F20857cf6-a57b-491d-9840-6c31ab07ef8c&#038;Operation=GetDisplayTemplate"><PARAM NAME="quality" VALUE="high"><PARAM NAME="bgcolor" VALUE="#FFFFFF"><PARAM NAME="allowscriptaccess" VALUE="always"><embed src="http://ws.amazon.com/widgets/q?ServiceVersion=20070822&#038;MarketPlace=US&#038;ID=V20070822%2FUS%2Fchickenut-20%2F8014%2F20857cf6-a57b-491d-9840-6c31ab07ef8c&#038;Operation=GetDisplayTemplate" id="Player_20857cf6-a57b-491d-9840-6c31ab07ef8c" quality="high" bgcolor="#ffffff" name="Player_20857cf6-a57b-491d-9840-6c31ab07ef8c" allowscriptaccess="always"  type="application/x-shockwave-flash" align="middle" height="280px" width="336px"></embed></OBJECT> <NOSCRIPT><A HREF="http://ws.amazon.com/widgets/q?ServiceVersion=20070822&#038;MarketPlace=US&#038;ID=V20070822%2FUS%2Fchickenut-20%2F8014%2F20857cf6-a57b-491d-9840-6c31ab07ef8c&#038;Operation=NoScript">Amazon.com Widgets</A></NOSCRIPT></p>
<p><strong>1. &#8220;Monster Mash&#8221; by Bobby &#8216;Boris&#8217; Pickett</strong><br />
A Halloween classic. If there&#8217;s one song you hear every Halloween, it&#8217;s this. Some love it. Some hate it. Some love to hate it. Some hate to love it. I love it so much that I hate it.</p>
<p><strong>2. &#8220;Monster Mash&#8221; by The Misfits</strong><br />
If the original &#8220;Monster Mash&#8221; puts you to sleep, then you should check out The Misfits cover of the song. Punk rock rules!</p>
<p><strong>3. &#8220;Thriller&#8221; by Michael Jackson</strong><br />
Halloween isn&#8217;t complete without some Michael Jackson. Can you think of anything scarier than Michael Jackson?</p>
<p><strong>4. &#8220;Nightmare on My Street&#8221; by DJ Jazzy Jeff &#038; The Fresh Prince</strong><br />
Will Smith is the sh*t.</p>
<p><strong>5. &#8220;Ghostbusters&#8221; by Ray Parker Jr.</strong><br />
I ain&#8217;t afraid of no ghost. Who you gonna call?</p>
<p><strong>6. &#8220;This Is Halloween&#8221; by Panic! At The Disco</strong><br />
This song from <em>The Nightmare Before Christmas</em> will definitely help set the mood for a haunting Halloween party.</p>
<p><strong>7. &#8220;Psycho Killer&#8221; by Talking Heads</strong><br />
The name of the song should be enough to convince you that this should be on your Halloween playlist.</p>
<p><strong>8. &#8220;(Don&#8217;t Fear) The Reaper&#8221; by Blue Oyster Cult</strong><br />
More cowbell!</p>
<p><strong>9. &#8220;Hell&#8221; by Squirrel Nut Zippers</strong><br />
Even people who don&#8217;t like weird music will enjoy this eclectic tune. Otherwise, they&#8217;ll face &#8220;the D and the A and the M and the N and the A and the T and the I-O-N.&#8221;</p>
<p><strong>10. &#8220;Time Warp&#8221; from <em>The Rocky Horror Show</em></strong><br />
Is any party complete without a song that includes dance step instructions as part of the lyrics? </p>
<p><strong>11. Theme from <em>The Exorcist</em> by Mike Oldfield</strong><br />
If creepy is what you&#8217;re going for, then this is your song.</p>
<p><strong>12. &#8220;Li&#8217;l Red Riding Hood&#8221; by Sam the Sham</strong><br />
Creepy, but in a different way. Owooooooo!</p>
<p><strong>13. &#8220;Werewolves of London&#8221; by Warren Zevon</strong><br />
Does the song include howling? Check! This song has been approved for Halloween. Ahoooo!</p>
<p><strong>14. &#8220;Bad Moon Rising&#8221; by Creedence Clearwater Revival</strong><br />
You can&#8217;t go wrong with CCR.</p>
<p><strong>15. &#8220;The Devil Went Down To Georgia&#8221; by The Charlie Daniels Band</strong><br />
Any song that involves a fiddle, a duel, and the Devil has to be Halloween worthy.</p>
<p><strong>16. &#8220;Dracula&#8217;s Wedding&#8221; by Outkast</strong><br />
Believe it or not, &#8220;Hey Ya!&#8221; isn&#8217;t Outkast&#8217;s only song. Expand your horizons and put this kickass vampire tune on your Halloween playlist.</p>
<p><strong>17. &#8220;Everday Is Halloween&#8221; by Ministry</strong><br />
Nothing like some classic 80s industrial music. This is the perfect song to get the dance floor rocking at a Halloween party.</p>
<p><strong>18. &#8220;Pet Sematary&#8221; by The Ramones</strong><br />
Did I mention that punk rock rules?</p>
<p><strong>19. &#8220;Bela Lugosi&#8217;s Dead&#8221; by Bauhaus</strong><br />
Just listen to the song and you&#8217;ll understand why it should be on your Halloween playlist.</p>
<p><strong>20. &#8220;Zombie&#8221; by The Cranberries</strong><br />
With its simple, repetitive lyrics, this classic 90s song is great for a drunken Halloween sing-a-long.</p>
]]></content:encoded>
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		<title>25 Tips, Ideas, Resources for Paying Back Student Loans</title>
		<link>http://www.brokegradstudent.com/25-tips-ideas-resources-for-paying-back-student-loans/</link>
		<comments>http://www.brokegradstudent.com/25-tips-ideas-resources-for-paying-back-student-loans/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 11:00:15 +0000</pubDate>
		<dc:creator>Broke Grad</dc:creator>
				<category><![CDATA[advice]]></category>
		<category><![CDATA[college finance]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[ideas]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[student debt]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://www.brokegradstudent.com/?p=341</guid>
		<description><![CDATA[The average college student graduates with around $20,000 in student debt these days, myself included. While this may sound like a daunting amount of money, plenty of other people are in the same boat, and they&#8217;ve shared their stories, experiences, and advice for you to read. Here are 25 great stories, resources, and tips for [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>The average college student graduates with around $20,000 in student debt these days, myself included. While this may sound like a daunting amount of money, plenty of other people are in the same boat, and they&#8217;ve shared their stories, experiences, and advice for you to read. Here are 25 great stories, resources, and tips for paying off student loans.</p>
<h3>Paying Student Loans Quickly</h3>
<p>If you&#8217;re looking for some inspiration, then check out these stories of people who have paid or are paying off their student loans as quickly as possible.</p>
<ul>
<li><a href="http://www.squawkfox.com/2008/02/05/how-i-paid-off-my-student-debt-in-six-months/">How I Paid Off My Student Debt in Six Months</a></li>
<li><a href="http://genxfinance.com/2008/05/14/aggressively-pay-down-that-college-debt/">Aggressively Pay Down That College Debt</a></li>
<li><a href="http://www.makelovenotdebt.com/2006/09/inspiration_for_student_loan_repayment.php">Inspiration for Student Loan Repayment</a></li>
<li><a href="http://www.foximus.com/how-i-paid-my-20000-student-loan-off-in-2-years/">How I Paid $20,000 in Student Loans in 2 Years</a></li>
</ul>
<h3>Paying Student Loans Slowly</h3>
<p>Some people look at student loans as good debt, because they usually have a lower interest rate than other types of debt. The same people are usually in no hurry to pay back their student loans.</p>
<ul>
<li><a href="http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/">I am NEVER paying back my student loans (early)</a></li>
<li><a href="http://plonkee.com/2008/01/18/why-im-not-paying-off-my-student-loans-early/">Why I&#8217;m Not Paying Off My Student Loans Early</a></li>
<li><a href="http://www.moneybluebook.com/no-rush-to-pay-off-my-student-loans/">No Rush To Pay Off My Student Loans</a></li>
<li><a href="http://www.bargaineering.com/articles/revisiting-paying-off-student-loans.html">Revisiting Paying Off Student Loans</a></li>
</ul>
<h3>Paying Student Loans Personally</h3>
<p>If you&#8217;re interested in learning about how other people attack their student debt, then check out the following articles as people share their debt reducing strategies.</p>
<ul>
<li><a href="http://www.consumerismcommentary.com/2007/10/17/5205074-a-farewell-to-student-loans/">$52,050.74: A Farewell to Student Loans</a></li>
<li><a href="http://moneygrubbinglawyer.com/2008/08/11/tackling-student-debt/">Tackling Student Debt</a></li>
<li><a href="http://www.paidtwice.com/2008/03/11/tell-all-tuesday-down-with-student-loans/">Down With Student Loans</a></li>
<li><a href="http://www.npr.org/templates/story/story.php?storyId=6915549">Still Paying Off That Student Loan</a></li>
</ul>
<h3>Consolidating Student Loans</h3>
<p>Consolidating your student loans could lower your monthly payments and make payments more convenient. However, it could potentially increase the total interest you pay if you’re not careful. Check out these articles to learn all about student loan consolidation.</p>
<ul>
<li><a href="http://www.consumerismcommentary.com/2008/06/23/get-ready-to-consolidate-your-student-loans/">Get Ready to Consolidate Your Student Loans</a></li>
<li><a href="http://www.bargaineering.com/articles/what-to-look-for-when-consolidating-student-loans.html">What To Look For When Consolidating Student Loans</a></li>
<li><a href="http://www.campusgrotto.com/benefits-of-student-loan-consolidation-2.html">Benefits of Student Loan Consolidation</a></li>
<li><a href="http://www.thesimpledollar.com/2007/02/23/thinking-about-student-loan-consolidation-here-are-some-things-you-need-to-know/">Thinking About Student Loan Consolidation? Here Are Some Things You Need To Know</a></li>
<li><a href="http://www.simpletuition.com/resource/students/after-graduation/pros-and-cons-student-loan-consolidation/">The Pros and Cons of Federal Student Loan Consolidation</a></li>
</ul>
<h3>Tips and Advice on Paying Back Your Student Loans</h3>
<p>If you&#8217;re just looking for some great general advice on how to tackle your student loans, then this section is for you.</p>
<ul>
<li><a href="http://www.thesimpledollar.com/2007/06/08/student-loans-and-the-philosophy-of-debt/">Student Loans and the Philosophy of Debt</a></li>
<li><a href="http://www.getrichslowly.org/blog/2007/11/03/a-rough-guide-to-repaying-student-loans/">A Rough Guide to Repaying Student Loans</a></li>
<li><a href="http://www.freemoneyfinance.com/2007/05/how_to_pay_off_.html">How to Pay Off Student Loans While Building Wealth</a></li>
<li><a href="http://www.moolanomy.com/782/retirement-savings-versus-student-loans/">Retirement Savings versus Student Loans</a></li>
<li><a href="http://www.moneycrashers.com/your-options-for-paying-back-your-student-loans/">Your Options For Paying Back Your Student Loans</a></li>
<li><a href="http://www.freemoneyfinance.com/2006/02/how_much_colleg.html">How Much College Debt Is Too Much?</a></li>
<li><a href="http://www.wisebread.com/stopping-the-student-loan-debt-stress">Stopping the Student Loan Debt Stress</a></li>
<li><a href="http://moneyfor20s.about.com/od/managingyourstudentloans/tp/Payoff-My-Student-Loans.htm">Should I Pay Off My Student Loans Early?</a></li>
</ul>
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		<title>8 Cheap Summer Fun Ideas</title>
		<link>http://www.brokegradstudent.com/8-cheap-summer-fun-ideas/</link>
		<comments>http://www.brokegradstudent.com/8-cheap-summer-fun-ideas/#comments</comments>
		<pubDate>Mon, 30 Jun 2008 11:00:00 +0000</pubDate>
		<dc:creator>Broke Grad</dc:creator>
				<category><![CDATA[frugal]]></category>
		<category><![CDATA[ideas]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[summer]]></category>
		<category><![CDATA[summer fun]]></category>

		<guid isPermaLink="false">http://brokegradstudent.com/?p=285</guid>
		<description><![CDATA[Summer is here, and the sun is out. It&#8217;s time to get out of the house and enjoy the weather. However, with gas prices these days, how are we supposed to have fun this summer without going broke? Here are 8 ways I&#8217;m planning on having fun for less this summer. Photo by Creativity+ Timothy [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Summer is here, and the sun is out. It&#8217;s time to get out of the house and enjoy the weather. However, with gas prices these days, how are we supposed to have fun this summer without going broke? Here are 8 ways I&#8217;m planning on having fun for less this summer.</p>
<p style="text-align: center;"><img class="alignnone frame size-full wp-image-286" title="fourthfireworks" src="http://brokegradstudent.com/wp-content/uploads/2008/06/fourthfireworks.jpg" alt="Fireworks" width="450" height="333" /><br />
Photo by <a href="http://flickr.com/photos/bestrated1/23586275/">Creativity+ Timothy K Hamilton</a></p>
<ul>
<li><strong>Find free films, concerts, and events.</strong> Check your local paper or search the Web for free film festivals, concerts, and other events in your area. There should be plenty of these going on throughout the summer. With the 4th of July a few days away, keep an eye out for free fireworks shows around your area.</li>
</ul>
<ul>
<li><strong>Spend a day at the beach.</strong> As far as I can remember, I haven&#8217;t gone through a summer without making at least one trip to the beach. If you don&#8217;t live close to a beach, spend a day at the nearest lake or pool. The point is to get outside and enjoy the summer weather. In fact, I spent this past Sunday at the beach with some friends, and it was awesome.</li>
</ul>
<ul>
<li><strong>Throw a backyard barbeque. </strong>By backyard, I mean anywhere outdoors — backyard, park, campground, beach, etc. Fire up the grill and enjoy some food. Avoid spending a fortune by having each person bring part of the meal. Of course, you should talk beforehand to make sure you don&#8217;t end up with 100 hot dogs, no buns, and a bucket of potato salad.</li>
</ul>
<ul>
<li><strong>Go hiking.</strong> Yet another free outdoor activity to enjoy this summer. The best part about hiking is that there&#8217;s such a wide range of hiking trails that you can find one suitable for everybody. Find a local park for a more laid back hike, or if you&#8217;re feeling adventurous, try taking on a mountain. A couple months ago, I went on a 15 mile hike up and down a mountain, and it was great.</li>
</ul>
<ul>
<li><strong>Browse the local farmers market.</strong> Fresh produce, fresh flowers, fresh food. What more could you ask for? How about free samples at some of the stands? Even better.</li>
</ul>
<ul>
<li><strong>Learn a new skill.</strong> Have you been meaning to learn how to play guitar? Or maybe you&#8217;ve been wanting to learn how to knit? Whatever it is, the summer is a great time to pick up a new hobby.</li>
</ul>
<ul>
<li><strong>Explore your city.</strong> It&#8217;s amazing how many places there are in our own hometown that we haven&#8217;t explored. I always laugh when I visit someone, and they haven&#8217;t even been to the major attractions in their city. Oh wait, that would be me. Take some time this summer to explore your city.</li>
</ul>
<ul>
<li><strong>Talk to friends and family.</strong> Never underestimate the power of word of mouth. There&#8217;s a good chance that you&#8217;ll find out that someone has a connection or maybe some extra tickets. It doesn&#8217;t get much better than getting to go to something for free or at least a discounted price. I&#8217;ve been to plenty of baseball games over the years without having to pay for tickets most of the time.</li>
</ul>
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