Welcome to the 137th edition of the Carnival of Debt Reduction! With the school year coming to an end for most schools in the next few weeks, I’ve decided to dedicate this edition of the carnival to graduation. While I won’t be graduating until later this year, this cake is a pretty good description of how it’ll feel…

Photo by CarbonNYC
Head of the Class (Editor’s Picks)
Amy shares a great story in One Phone Call ? $1,000 Saved at My Daily Dollars. Sometimes reducing your debt is as simple as making a phone call.
Mike exposes The real truth about credit cards: why Dave Ramsey is wrong at Living the Cheap Life. Are credit cards always evil?
nickel discusses Are Bi-Weekly Mortgage Payment Plans Worthwhile? at fivecentnickel.com. Find out why you shouldn’t pay for something you can do for free.
mbhunter elaborates on nickel’s post in Please don’t pay for bi-weekly mortgage acceleration at mbhunter. Be sure to check out this post after reading nickel’s post.
Personal Stories
NtJS shares things that have made it difficult for them to stay on budget in Our Budget Busters posted at not the jet set.
Molly Saweikis explains how she plans to save money by Reducing Gasoline Consumption at Thrifty Thoughts.
Debbie presents Consolidate or Just Keep on Paying… at Destroy Debt.
AndyS discusses The Rental Squeeze at Saving to Invest.
Randall examines an intriguing topic in What’s Wrong With WANTING to Be in the Middle Class? at Credit Withdrawal – Helping You Kick the Credit Habit.
Heather Allen presents The Entrepreneur Challenge at The DebtFree Playbook Blog.
paidtwice presents Why Debt Stinks: Every Windfall Is Already Spoken For | I’ve Paid For This Twice Already… at I’ve Paid For This Twice Already….
S.B. prepares to celebrate as their Car Loan is under $1,000 Dollars! at Be Thrifty Like Us.
Ways To Reduce Debt
Erin presents Creating Your (dreaded) Budget at Wealth Junkies.
“Setting a budget can go a long way to helping you save money and cut down on debt.” Leaving The Folks presents Creating a Budget at Real World Advice.
Tisha presents Cheap Vacation Idea: Don’t Leave Home at American Consumer News.
William Blake shares tips on Living Debt Free at Becoming Debt Free.
Christopher Johnson asks questions about The Value Of Money at christopheraaronjohnson.net.
Ryan Taylor answers the question, “Why is an Emergency Fund Important?” at Millionaire Money Habits.
Find out how an emergency fund can help keep you out of debt. RC presents Emergency Fund 101: A Crucial Step on The Road To Financial Well-Being at Think Your Way to Wealth.
NCN presents a step-by-step Debt Reduction Guide: Getting Started at No Credit Needed.
Credit
Ray explains How To Get Your Free Credit Score at Money Blue Book: Personal Finance Blog.
FMF presents Choosing the Right Rewards Card for You posted at Free Money Finance.
Brice Hogan exposes Credit Card Company Secrets at Financialzip.com. “Know the secrets that credit card companies use to separate you from your hard earned money.”
FIRE Finance shares tips on how to Avoid Credit Card Fees And Interest Rate Increases! at FIRE Finance.
Debt Knowledge
Michael Geoffrey explains The Fair Debt Collection Practices Act at Debt Smackdown.
Debt Freedom Fighter warns about Debt Relief Scams: Common Scams People Fall For at Discover Debt Freedom!.
That’s it for this edition of the Carnival of Debt Reduction! I hope you enjoyed your stay, and congratulations to all of the recent and soon-to-be graduates!
If you enjoyed this post, subscribe to my RSS feed or via email for free updates.


{ 10 trackbacks }
{ 6 comments… read them below or add one }
Thanks for including my article and look forward to reading the other over lunch today.
Thanks for your hard work in putting this together and thanks for the editor’s pick!!
Thanks for hosting the carnival and for choosing my post as an Editor’s Pick!
Nice job with the carnival, thanks for including my post.
RC
Hello there,You have a wonderful Website. Will be back to check it out again soon. Till than have a great day!
Whats up I pretty much love your posting. In the event that you would prefer to converse about it,I would personally enjoy to have a discussion along with you, my name is Miguel. My personal mail is previously mentioned. Appreciate it!