6 Reasons Why I Hate Cash

by Broke Grad on July 7, 2008

Until a couple weeks ago, the cafe at work only accepted cash. This was quite an adjustment for me when I first started working, because I use credit cards to pay for almost everything. While I eventually got into the habit of making a weekly trip to the ATM, having the make the trip to get cash still annoyed me. After a recent trip to the ATM, I started thinking about what it is about cash that annoys me, and that’s how I came up with this list.

Cash is so last millennium.
Photo by phatcontroller

1. Change sucks.

While Obama is all for change, I certainly don’t know anyone who enjoys carrying around a different kind of change in their purses and pockets. I’ll propose a change. Why don’t we make all prices whole numbers and then we can get rid of change all together?

2. It’s hard to split.

I can’t even remember how many times I’ve been out to dinner with friends, and when it’s time to pay, everybody pulls out twenty-dollar bills. Unfortunately, none of my friends are accountants or math majors, so it takes us another ten minutes to figure out what combination of change we need to get so everybody gets enough money back.

3. It’s easy to lose.

I’m pretty sure everybody has misplaced some cash at one point or another. If you don’t think so, then I’d be willing to bet that you have and just didn’t realize it. The worst part about cash is that once it’s gone, it’s gone. You can’t call an 800 number and have them cancel your twenty-dollar bills.

4. It’s hard to find.

This one applies to all the things we consider valuable enough to put them in a “safe” place. Now if only we could remember where that place is. Sometimes I wonder how much money everybody has tucked away in long forgotten, but safe, places?

5. It’s bulky.

I have to admit that it’s pretty satisfying to hold a huge wad of cash in your hands. In fact, it’s great until you have to stuff all of that cash into your wallet or purse. Holding a wad of cash — cool. Sitting on a wallet filled with a wad of cash — not so cool.

6. It folds, wrinkles, and tears.

The only thing worse than getting stuck behind the person who can’t get their dollar bill into a vending machine is being the person that can’t get their dollar bill into the machine. I hate both equally, but the latter is way more embarrassing.

If you enjoyed this post, subscribe to my RSS feed or via email for free updates.